What is Zip Payment?

Zip Payment is a buy-now-pay-later (BNPL) service available in New Zealand, allowing customers to pay for purchases in instalments over time. It is offered by Zip Co Limited in partnership with participating merchants.

Key Features

Flexible Instalments

  • Allows you to split your purchase into smaller payments over time.

  • Payment schedules vary depending on your account and chosen plan.

Online Use Only

  • Zip Payment is available exclusively for online store purchases. It cannot be used in physical retail locations.

Interest & Fees

  • Depending on your plan, purchases may be interest-free up to a specified period.

  • Fees and account eligibility are set by Zip and subject to credit approval.

Fast & Secure

  • Payments are processed securely through Zip’s platform, allowing instant confirmation of your order.

Important Disclaimer

  • Zip does not guarantee any product or service purchased using the service. All claims, warranties, or representations are made by the merchant of the goods/services, not by Zip.

  • For full details, terms, and conditions, please visit the official Zip website: https://zip.co/nz