What is a Mastercard Credit Card?

The Mastercard Credit Card is a widely accepted credit card offered in New Zealand by various banks and financial institutions in partnership with Mastercard. It functions like a standard credit card but may include specific perks, rewards, and financing options tailored for New Zealand customers.

Key Features

Credit Facility

• Allows you to make purchases up to a pre-approved credit limit and pay them off either in full or via monthly installments.

Mastercard Network

• Mastercard is accepted at millions of merchants worldwide, including New Zealand.

• Can be used for both online and in-store purchases, depending on the merchant’s acceptance.

Rewards & Benefits (may vary by provider)

• Some Mastercard credit cards offer reward points, cashback, or special promotions on eligible purchases.

• May also include purchase protection, travel insurance, or interest-free periods for certain purchases.

Important Disclaimer

• Mastercard does not guarantee any product or service purchased using the card. All claims, warranties, or representations are provided by the merchant of the goods/services, not by Mastercard.

• Terms, fees, and eligibility requirements are determined by the issuing bank or financial institution.